Savings account customers of State Bank of India (SBI) can check their account balance to stay updated with the money in their bank account. For this, they don’t have to visit the bank every time to get account balance details. SBI balance check can be performed using toll-free number, SMS, missed call, USSD, mobile banking, […]

HDFC Bank offers Gold Loan for loan amounts starting from Rs 25,000 and for tenures of up to 42 months. The minimum gold loan amount offered by the bank in rural areas is Rs 10,000. HDFC Bank claims to disburse Gold Loans within 45 minutes and a triple layer security for the gold pledged as

Valuation certificate is used to prove the value of property of the applicant in his/her hometown. This can also be used as a collateral for the educational loan from Bank to cover applicant’s expenses. If Valuation Certificate is required for Outside State Purposes, the certificate will be issued from Taluk(s) Office. If Valuation Certificate is

Employees’ Provident Funds and Miscellaneous Provisions Act 1952, an employee has to make a specific contribution of remuneration to the provident fund account, and an equal contribution has to be made by an employer. Withdrawals under this scheme require an EPFO member to fill up a handful of forms, PF Form 19 being one of them. What

MAT stands for “Minimum Alternate Tax,” which has been introduced to collect tax from companies that have been enjoying tax benefits or tax exemptions despite having huge profits. These companies distribute considerable dividends to shareholders but take advantage of various income tax law provisions, such as exemptions, deductions, etc., to avoid paying taxes. Such companies

The Unified Payments Interface (UPI) has emerged as a champion of convenience and speed. In 2025, the State Bank of India (SBI) implemented specific limits for UPI transactions to ensure secure and efficient digital payments. Understanding these limits is crucial for users to manage their transactions effectively and avoid any inconvenience.  The State Bank of India

Naming a business or product is never easy, there are so many things to be considered. And it doesn’t always come easily. Some may say it’s the difference between success and failure – the choice in name can make or break a business. No pressure then.  Company name is very important to define your business and to create

To encourage financial independence after retirement, the Government introduced various sponsored pension schemes to help individuals build a retirement corpus. But to avail such pension, individuals need to furnish Life Certificate to the institution that is authorized to disburse pension into their account.  Such a life certificate serves as proof of their existence for receiving

Gifting is part of Indian culture, which embodies sharing and generosity. However, a property transfer gift must follow a legal process through gift registration. A gift deed is a legal document that legally registers a property transfer In India, property transfers as gifts are governed by the Transfer of Property Act, 1882 (“Act”). A gift

An electronic waybill for the transport of commodities is known as an E-way bill. It aids in the tracking of goods flow following GST regulations and aids in the prevention of tax evasion The ewaybill (EWB) portal provides a seamless gateway to generate eWay bills (single and consolidated options), change vehicle number on the already generated EWB