To encourage financial independence after retirement, the Government introduced various sponsored pension schemes to help individuals build a retirement corpus. But to avail such pension, individuals need to furnish Life Certificate to the institution that is authorized to disburse pension into their account.
Such a life certificate serves as proof of their existence for receiving a pension. Earlier the process of availing a life certificate or appearing before the pension disbursement agency was lengthy and cumbersome, especially for the old and ailing. To eliminate the hassles that come with pension disbursement, the government of India digitized the entire process through Digital Life Certificate or as known in India Jeevan Pramaan Patra.
Pension is an essential source of income after retirement for many citizens of India. Citizen in India enjoying pension must submit a certificate called Life certificate every year to the concern Pension Disbursing Authorities (PDAs), so that Pensioner can continue to receive their pension. Jeevan Pramaan is a biometric enabled Aadhaar-based Digital Life Certificate. Such Digital Life Certificate will be generated for every pensioner using his/her Aadhaar number and Biometrics to streamline pension disbursement
What is the Jeevan Pramaan Certificate?
Jeevan Pramaan Certificate is the Digital Life Certificate of The Government of India’s Pension Scheme. It is Aadhaar based digital service for pensioners that are supported by the biometric authentication system and is an additional facility of submitting Life Certificates for pensioners. It operates to streamline the process of availing a Life Certificate and make it quick and hassle-free.
Life Certificate
Life certificate or certificate of existence is a document signed by a responsible person to assure that Pensioner is still alive to receive the pension. Government and pension disbursing agencies need to check periodically that Pensioner have not died in order to avoid overpaying annuities and pensions.
How Does Jeevan Pramaan Patra Work?
Jeevan Pramaan certificate being a digitized initiative eliminates the need for pensioners to be physically present at a certification authority or disbursement agency. It uses the Aadhaar platform to flag off the process of generating the Digital Life Certificate after their authentication process is a success. Since individuals need to provide their biometrics either in the form of fingerprint or iris and avail an authentication, this process is both secure and hassle-free.
Once the authentication is completed, pension disbursing agencies can directly access a pensioner’s Life Certificate at the Life Certificate Repository, where it was initially stored after the completion of the process. Individuals will receive an acknowledgement in the form of an SMS on their mobile number. The SMS would include their Jeevan Pramaan Certificate ID.
Since Jeevan Pramaan Life Certificate is saved in ‘Life Certificate Repository’, both pensioners and their respective pension disbursing agency can access it easily at any point of time from anywhere. Jeevan Pramaan pensioners can also avail the facility to get their life certificate delivered to their pension disbursement agency without any manual intervention. Additionally, they can use the ‘centre locator’ on the Jeevan Pramaan website to locate a centre that is nearest to them.
Requirement for Digital Life Certificate Generation
- Aadhaar number
- Mobile number
- Aadhaar number should registered with PDA ( bank or Post Office etc)
- Biometric device
- PC with Windows 7.0 & above Android Mobile/Tablet 4.0 & above
- Internet Connectivity
How to Generate Digital Life Certificate
Step 1: Visit nearest Citizen Service Centre, bank or any other Government offices having digital service facility. You can locate centers nearest you by Jeevan Pramaan portal.
Step 2: Select your location, state & district from drop down menu. Location types available in this portal are given below.
- CSC
- NIELIT Centre
- Government offices
- Jammu & Kashmir Bank
Step 3: Once all details are selected, list of centers in the particular area will be displayed.
Generate Digital Life Certificate Online
Step 1: Visit home page of Jeevan Pramaan.
Step 2: Click on Download option in the menu bar.
Step 3: Provide your e-mail ID in the space provided click on I agree to download.
Step 4: After successful installation of client software in your PC/Mobile. You need complete two basic steps, such as User Registration & Certificate Authentication to get Digital Life Certificate.
Step 5: Authenticate the biometric device with PC/mobile/tab. Note: Registration of biometric is a onetime process.
Step 6: Provide Aadhaar Number and a Mobile number and click on Generate OTP.
Step 7: You will receive an OTP to the registered mobile number.
Step 8: On entering correct OTP, the next screen will be displayed. Provide Name & Email ID and click on Scan Finger
Step 9: Scan finger-print on finger-print scanner or scan eye on Iris Scanner connected to PC/mobile/tab.
Step 10: After successful authentication of the finger-print/Iris you will get a message in pop-up window as ‘Device Registration successful’. Now Click on OK.
Step 11: In this screen, enter Pensioner’s Adhaar number and mobile number. Click on Generate OTP.
Step 12: The pensioner will receive an OTP in his/her mobile. Enter the same in space provided and click OK.
Step 13: In the next screen you need to enter some information listed below.
- Pensioner Name
- PPO Number
- Type of pension
- Name of Sanctioning Authority
- Name of Disbursing Agency
- Name of Agency
- Email Id
- Select Remarried options
- Select Re-Employed Options
Step 14: Select no objection option and move to scan a finger.
Step 15: Once the Finger Print/Iris Authentication is successful, the life certificate of the pensioner will be displayed. The pensioner will receive an acknowledgement SMS with Jeevan Pramaan Certificate ID in his mobile number.
Step 16: Click on print to get Digital Service Centres.
FAQs
Advantages of Digital Life Certificate (DLCs)?
- DLC can be generated from anywhere including home (Only if the Windows/Android based device is having an Internet and STQC certified Bio metric device connected to it is available).
- Auto SMS facility to pensioners regarding DLC.
- Auto transfer of DLC to Pension Disbursing Agency.
- Sending SMS by Pension Disbursing Agency after processing DLC.
How to Enrol For Jeevan Pramaan Certificate?
Individuals can enroll for Jeevan Pramaan Certificate by downloading either a Mobile application or a PC application.
As an alternative option, individuals may visit a Jeevan Pramaan centre that is near them and get themselves registered on the spot. Several banks, Government offices and CSCs, serve as Jeevan Pramaan centres. Individuals are required to provide essential information like Aadhaar details, bank name, account number, pension payment order number and registered mobile number.
