Most private sector employees are entitled to receive post-retirement benefits if they function in the organised sector. Note that government employees are additionally eligible for pensions unlike their private sector counterparts. Employee Provident Fund was set up after the EPF Act was passed in the Parliament. Under the law, the Employees Provident Fund Organisation of India (or […]

The UIDAI (Unique Identification Authority of India) has launched a service of obtaining Duplicate Aadhar card Online. In case if your Aadhaar has been lost, misplaced or if they want a new copy, you can use this facility. This facilitates the residents of India to get their Aadhaar card duplicate by paying nominal charges. Residents who

Branding is an important part of building a successful business. It helps businesses differentiate themselves from competitors and establish an identity that connects with their customers. To develop a brand identity for your business, it is important to know the different kinds of branding strategies. Your brand’s identity is the combination of many attributes –

Property mutation refers to the process of transferring the ownership of property title from one individual to another. As a part of this procedure, the property owner’s name is also registered in the Record of Rights (RoR) of the State. All in all, think of it as the State’s legal seal on the ownership of

A salary calculator is an easy-to-use tool that assists in calculating the take-home annual salary, take-home monthly salary, total annual deductions, total monthly deductions, etc., of an individual. An employee needs to fill in his CTC, bonus included in CTC, monthly professional tax, monthly employer PF, monthly employee PF, and any monthly additional deductions in

Indian Overseas Bank (IOB) was one of the many banks that was established prior to the country’s independence. The goal of forming the bank was to create a specialisation in business related to foreign exchange in the banking industry on a global level. At present, the bank has a number of branches within the country

Ration cards are issued by every state government and provided to Indian citizens who cannot afford to buy basic commodities. With a ration card, a family can avail of food grains at subsidised rates under the Public Distribution System (PDS). Ration card is an official document which is provided by all the State Governments to its citizen

MSME industries are the backbone of the economy. They are also known as Small Scale Industries (SSIs). The government of India provides an MSME registration to the industries classified by the government as Micro, Small and Medium Enterprises (MSME) in India. The MSME registration helps MSMEs to obtain various benefits provided by the government for

Gifting is one of the many mediums through which one can transfer their property to another person. To give this transaction legal backing, a gift deed must be drafted, executed and duly registered after the payment of applicable gift deed stamp duty and registration charges. In India, property transfers as gifts are governed by the Transfer of

A bill of lading (BL or BoL) is a legal document that’s issued by a transportation company to a shipper. It details the type, quantity, and destination of the goods being carried. A bill of lading also serves as a shipment receipt when the carrier delivers the goods at a predetermined destination. This document must accompany the